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Looking for specialized Chartered Accountants for NRI taxation in Gurgaon? AVC India delivers comprehensive cross-border tax advisory, residential status planning under Section 6, capital gains optimization on property sales, Lower TDS Deduction Certificates (Form 13), Form 15CA/15CB fund repatriation certifications, and DTAA relief for Non-Resident Indians worldwide.
For Non-Resident Indians (NRIs), Overseas Citizens of India (OCIs), and returning expatriates, managing assets and tax liabilities in India involves navigating intricate intersections of the Indian Income Tax Act, 1961, Foreign Exchange Management Act (FEMA) guidelines, and bilateral Double Taxation Avoidance Agreements (DTAA).
At AVC India (Aggarwal Varun & Co.), we provide specialized, partner-led NRI taxation services in Gurgaon for clients based across the United States, United Kingdom, UAE/Middle East, Canada, Singapore, and Australia who own properties, investments, and business interests in Gurugram and Delhi NCR.
Our senior Chartered Accountants provide complete cross-border solutions: determining residential status under Section 6 (including RNOR transition strategies), securing Nil or Lower TDS Deduction Certificates (Form 13) to prevent 20%–30% TDS blockage on real estate sales, issuing Form 15CB CA certificates for seamless NRO to NRE bank fund transfers up to $1 Million USD, and preparing verified ITR-2/ITR-3 returns.
Our entire process is executed 100% digitally through secure encrypted channels, video consultations, and dedicated CA partner support, ensuring you never need to travel to India for your taxation or banking compliance.
A proactive cross-border tax strategy eliminates excessive withholding taxes, optimizes capital gains, and ensures 100% compliant global fund repatriation.
Buyers must deduct TDS at 20% (plus surcharge and cess) on the gross sale price of property sold by an NRI. We obtain Lower TDS Certificates under Section 197 to save working capital.
We compute precise capital gains and structure reinvestment in residential properties or Section 54EC capital gains bonds (REC/NHAI/PFC) to legally eliminate tax dues.
We issue mandatory Chartered Accountant certification (Form 15CB) and file online Form 15CA to enable authorized dealer banks to wire funds overseas under the $1M LRS route.
We utilize bilateral tax treaties (DTAA Section 90/91) and file Form 67 for Foreign Tax Credits (FTC), ensuring taxes paid in India offset liabilities in your country of residence.
Our senior chartered accountants provide bespoke tax planning for diverse non-resident client profiles across the globe.
Keep clear scanned digital copies of these core files ready for our cross-border chartered accountancy team.
A systematic, CA-led cross-border workflow executed 100% digitally from consultation to overseas fund delivery.
We analyze your passport entry/exit stamps and stay history under Section 6 of the Income Tax Act to determine exact Non-Resident (NR) or RNOR status.
We classify all Indian and global income streams, evaluate Double Tax Avoidance Agreements (DTAA), and collect Tax Residency Certificates (TRC) to prevent dual tax.
For property sales, we draft and file Form 13 online with the International Tax Assessing Officer to secure a Nil/Lower TDS Certificate before registration.
We compute exact indexed capital gains, plan Section 54/54EC/54F reinvestments, and set up Capital Gains Account Scheme (CGAS) deposits if required.
Our senior Chartered Accountant issues the statutory Form 15CB certificate and completes online Form 15CA filing to authorize bank wire transfers abroad.
We prepare and file your ITR-2 or ITR-3 return, reconcile AIS/26AS tax credits, report foreign assets (Schedule FA), and submit Form 67 for Foreign Tax Credits.
We coordinate with your Indian bank's forex desk for fund disbursement, track tax refunds directly to your NRO account, and monitor CPC assessment intimations.
What sets Aggarwal Varun & Co. apart as the premier cross-border Chartered Accountancy firm in Gurugram and Delhi NCR.
Every NRI tax consultation, Lower TDS application, and Form 15CB certificate is personally supervised by CA Varun Aggarwal (FCA) and senior cross-border tax specialists.
From initial document collection to DSC signing and bank coordination, our entire workflow is completed digitally without requiring you to travel to India.
We have successfully obtained hundreds of Lower TDS Certificates under Section 197 for high-value property sales across Gurgaon's prime real estate corridors.
We have extensive experience harmonizing Indian tax filings with IRS (US Form 1040/FBAR), HMRC (UK), CRA (Canada), and Australian ATO tax returns.
We provide upfront, transparent fee quotes for Lower TDS certificates, Form 15CA/CB certifications, and ITR filings with zero hidden charges.
Your passport copies, property registry deeds, banking statements, and overseas tax files are protected under strict non-disclosure protocols and encrypted storage.
Non-Resident Indian (NRI) taxation in India is governed by the Income Tax Act, 1961, Foreign Exchange Management Act (FEMA), 1999, and bilateral Double Taxation Avoidance Agreements (DTAA). Unlike Indian residents who are taxed on their global worldwide income, Non-Resident Indians are taxed only on income that is received, accrued, or deemed to accrue in India.
Gurgaon represents one of the largest hubs for NRI investments in India—with thousands of overseas Indians owning luxury real estate, commercial office spaces, mutual funds, and equity portfolios. Navigating Indian tax laws requires a clear understanding of residential status criteria, withholding tax obligations under Section 195, and statutory repatriation procedures under Form 15CA/15CB.
An individual's tax liability in India is strictly governed by their physical presence in India during the financial year (April 1 to March 31):
| Residential Classification | Statutory Stay Criteria (Section 6) | Taxability of Indian Income | Taxability of Global Overseas Income |
|---|---|---|---|
| Non-Resident Indian (NRI) | Stay in India < 182 days in the FY (or < 120 days if Indian income > ₹15 Lakh) | Taxable in India | Completely Exempt in India |
| Resident but Not Ordinarily Resident (RNOR) | Returning NRIs who were NR in 9 out of 10 prior FYs, or stay ≤ 729 days in 7 prior years | Taxable in India | Exempt in India (Foreign income exempt) |
| Resident & Ordinarily Resident (ROR) | Stay ≥ 182 days in the FY (or 60 days + 365 days in 4 preceding years) | Taxable in India | Taxable on Global Worldwide Income |
Non-Resident Indians must operate designated bank accounts under FEMA guidelines:
When an NRI sells an immovable property in Gurgaon, the tax rules differ significantly from resident sellers:
Under the Liberalised Remittance Scheme (LRS) framework for NRIs, repatriating funds from an NRO account to an overseas bank account (up to $1,000,000 USD per financial year) requires a two-tier certification:
To protect NRIs from paying tax on the same income twice (in India and in their country of residence), India has signed Comprehensive DTAA treaties with over 85 countries. Under DTAA provisions:
Clear answers to residential status, property sale TDS, Form 15CA/15CB repatriation, and DTAA tax credits.
Schedule a confidential video consultation with CA Varun Aggarwal (FCA) and our senior NRI cross-border taxation team in Sector 31, Gurugram. Optimize your capital gains, secure Lower TDS certificates, and repatriate funds globally with complete peace of mind.